How much can you transfer with Venmo? Full Breakdown of Venmo Transfer Limits

 


Venmo has become a go-to app for peer-to-peer payments, whether you're splitting a dinner bill or paying rent. But before transferring large amounts, it’s essential to understand how much you can send on Venmo. Venmo sets specific limits based on your account status—verified or unverified—which directly affects the max to send on Venmo. This guide offers a comprehensive look into Venmo limits, helping you make informed financial transactions with ease.

 

How Much Can I Send on Venmo?

If you're wondering how much can I send on Venmo, the answer depends on your verification status:

  • Unverified accounts have a sending limit of $299.99 per week.
  • Verified accounts enjoy a higher limit, with up to $4,999.99 per week for person-to-person payments.

These limits apply on a rolling weekly basis, meaning the system continuously tracks your transactions over the previous 7 days.

 

Max to Send on Venmo

The max to send on Venmo for different transaction types includes:

  • Person-to-Person Payments: Up to $4,999.99 per week (verified users only).
  • Authorized Merchant Payments: Combined with P2P, the total weekly cap is $6,999.99.
  • Venmo Debit Card Transactions: Also included in the total $6,999.99 weekly cap.

If you're using Venmo for both personal and business transactions, understanding this breakdown is critical to avoid hitting the limit unexpectedly.

 

Venmo How Much Can You Send

When asking Venmo how much can you send, it’s important to consider different limits tied to various features:

Transaction Type

Verified Limit

Unverified Limit

Person-to-Person

$4,999.99/week

$299.99/week

All Venmo Transactions

$6,999.99/week

N/A (P2P only)

To unlock higher limits, identity verification is required within the Venmo app. Verification includes submitting your legal name, date of birth, SSN (last 4 digits), and address.

 

How Much Can You Send Thru Venmo?

So, how much can you send thru Venmo in total per week?

For verified users:

  • You can send up to $6,999.99 weekly, including P2P, merchant payments, and Venmo debit card purchases.

For unverified users:

  • You're limited to $299.99 weekly for person-to-person payments, with no access to merchant payments or other features.

Note: These limits are applied on a rolling 7-day basis, meaning they reset gradually instead of all at once every week.

 

Max Amount You Can Venmo

The max amount you can Venmo in a single transaction depends on your remaining limit for that week. For instance, if you've only spent $1,000 this week, you can still send up to $3,999.99 more in peer-to-peer payments.

If your transaction is declined, it’s often because:

  • You've reached your weekly sending limit.
  • You're attempting a transaction that exceeds the allowed maximum per transaction.
  • Your account isn’t verified.

 

Maximum Amount You Can Send on Venmo

The maximum amount you can send on Venmo overall per week includes:

  • $4,999.99 for peer-to-peer transfers.
  • An additional $2,000 that can be used for:
    • Authorized merchants.
    • Venmo debit card purchases.

This brings the total weekly send limit to $6,999.99, provided your account is fully verified.

 

How to Verify Your Venmo Account to Increase Limits

To unlock the maximum amount you can send on Venmo, follow these steps:

  1. Open the Venmo app.
  2. Tap the ☰ Menu in the upper-left corner.
  3. Go to Settings > Identity Verification.
  4. Provide your:
    • Full legal name
    • Date of birth
    • Address
    • Last four digits of your SSN

Once verified, your increased limits will be automatically applied.

 

Conclusion

Whether you're sending a small gift or paying rent, knowing how much you can send thru Venmo is key to avoiding failed transactions and delays. Verified users enjoy far greater flexibility, with up to $6,999.99 per week in total sending power. To enjoy the max amount you can Venmo, it’s highly recommended to complete identity verification as soon as possible.

 

FAQs

How much can I send on Venmo per day?
Venmo doesn't have a fixed daily limit but follows a rolling weekly cap. You can send your entire weekly limit in one day if needed.

Can I send $5,000 in one transaction on Venmo?
No, the maximum for person-to-person transfers is $4,999.99 per week, and that’s the most you can send in one transaction.

How do I check my current Venmo limits?
Go to the Venmo app → Settings → Payment Limits to view your current sending and withdrawal caps.

Why can't I send more money on Venmo?
You may have reached your weekly limit, or your account may still be unverified, limiting you to just $299.99 per week.

How much can you send on Venmo for free?
Sending money is free if you're using a bank account, Venmo balance, or debit card. A 3% fee applies if using a credit card.

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